To test out your 金融 knowledge and to get an idea of your spending habits, 试着监控你三个月的开销.
在第一个月, just record what you normally spend and save so you can get an idea of what your typical budget looks like. Then ask yourself these questions at the end of each month:
- 你超支了吗??
- 你存了多少钱?
- 你有负债吗?
- 到月底你的账户里还剩多少钱?
在第二个月, you’ll want to create a budget and commit yourself to paying off any debts you might have accrued in month one and ask yourself those same questions.
When you reach month three, you’ll want to check if there’s been any changes month to month. This activity will give you a chance to truly experience how to handle money and budget effectively for your expenses. This activity will teach you to start living within your means and spending mindfully.